The 1999 agreement stipulates that MIB communication can only take place by fax or by recommended shipment/registered delivery to the MIB. In addition, the MIB wrote to the company and confirmed that it would process the applications for the agreement after the deadline (unless the procedure has already been granted), in accordance with the concessions outlined in the revised guidelines. The current contract for uninsured drivers was signed in 1999 and was reviewed and consulted in 2013. The new agreement contains the results of the review and will be updated as practice, EU law and national law evolve. The old agreement still applies to accidents that occurred before August 1, 2015, with the new agreement applying to accidents that occurred on August 1, 2015 or after August 1, 2015. If an uninsured driver causes an accident, he or she often cannot afford to pay personal compensation. For this reason, the applicant expects compensation from the Motor Insurers` Bureau (MIB). Subject to certain conditions and exclusions, the MIB adopted the Law Society, the Association of Personal Injury Lawyers (APIL) and the Motor Accident Solicitors Society (MASS) conducted a series of negotiations with the Motor Insurers Bureau (MIB) and the Minister of Transport, during which they expressed concerns about the terms of the 1999 agreement, including the possible consequences for accident victims when the three-year statute of limitations expires in October 2002. NOTE: This practical note relates to the MIB Uninsured Agreement 2015 and applies to accidents that occurred on or after August 1, 2015. Information on the previous 1999 agreement (which applies to road accidents between 1 October 1999 and 31 July 2015) is provided in the practical reference: uninsured drivers and the role of the MIB – for accidents that occurred between 1 October 1999 and 31 July 2015 [Archived].
However, the revised notes state that „any application made after that date under this agreement (unless the procedure has already been issued) is processed by the MIB in accordance with these references.“ The Motor Insurers Bureau (MIB) serves as a last resort for complainants seeking compensation against uninsured or untraceable drivers in the UK. The uninsured driver`s contract defines the framework for claims for which the accused drive without valid insurance. As agreed between the MIB and the insurers, there are circumstances in which an insurer assumes this responsibility of the MIB in accordance with Article 75 of the MIB Memorandum and the statutes, for example. B if the insurer issued an insurance policy that was then cancelled. In 1999, Mr. MASS also initiated a judicial review and asked the Minister to withdraw the 1999 agreement. The MIB has announced the implementation of a new contract for uninsured drivers, applicable to all accidents that occurred on or after 1 August 2015. Michelle Reilly looks at the date of the agreement, the changes that have been made and the impact it will have on people with uninsured driving rights. The MIB confirmed that the revised guidelines will come into force on 15 April 2002 and will be published shortly with the agreement.
The new agreement updates and clarifies the current position in the event of uninsured driver claims. For insurers, it offers a welcome regulation of the behaviour of applicants and clearer termination rules will help to understand and prepare for possible liability. Article 8: Promotion of the exclusion of crime: the exclusion of Article 6, paragraph 1, paragraph e), from the 1999 agreement, which refuses to compensate the applicant if he is knowingly transported in a vehicle to promote a criminal offence or to avoid any legitimate concern, has been annulled. They will also be aware of some of the difficulties that the agreement entails in terms of representing victims of accidents, in particular the series of termination requirements with painful delays in crushing the ignorant practitioner. Applicants will also benefit from the new agreement, which is expected to reduce the number of applications rejected due to technical offences.